35+ lenders using Moneta

Meet Moneta

Turn raw borrower data into precise risk signals and early warnings.

Borrower Data

Analyzing Data...

PT Triguna Mitra data file

Click & AFPI

P&L Statement

Bank Statement

Low inventory and supplier delays (36% cost share) create an 83% chance of a 25% sales drop next month, followed by a 20% decline over 3 months.

35+ lenders already engaged with Moneta

The Problem

Borrowers don’t default overnight. They break slowly. Banks are required to monitor loans, but existing tools can’t keep up.

Existing Tools Fall Short

Credit models use outdated data

No real-time borrower monitoring

LMS shows the past, not the future

No other platform predicts borrower defaults earlier with real numbers and explainable logic.

Moneta models cash flow, repayment ability, and risk signals months before traditional tools react.

AI forecasts defaults

m

Drop your file here

Bank Statement

PDF

Total debt repayment due next month:
Rp 1,500,000,000.

Risk

Detects fraud & supply chain risk

See what others miss.

Moneta uncovers hidden supply chain issues, fraud loops, and supplier instability before they impact borrower performance.

Insights

50k

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Sales Details

Inventory Data

Date

Supplier

Warehouse

Product

QTY

Low inventory and supplier delays (36% cost share) create an 83% chance of a 25% sales drop next month, followed by a 20% decline over 3 months.

Explainable, fast decisions

Insights that make sense. Fast.

Get instant, human-readable explanations for every risk flag no black box models, no guesswork.

Top Customer Revenue Contribution

4.3% Down from yesterday

75%

Our Unique Advantage

Core Capabilities

Fraud Detection

Find ghost borrowers, circular transactions, and internal fraud patterns.

Scalable Monitoring

Automatically tracks hundreds of borrowers daily and alerts on real change.

Data Parsing & Cleaning

100% accurate parsing of financials no misreads or missing transactions.

Risk Forecasting

DSCR, cash flow, churn, supply risk 30+ metrics predicted before defaults happen.

Cloud & On-Prem Ready

Deploy via API or dashboard Moneta fits your existing infrastructure.

Explainability via GenAI

Ask why a borrower is risky Moneta responds in plain English with context.

Let's Build the Future of Predictive Risk Management

Start your pilot in days. See real risk signals. Deploy real-time borrower monitoring.

Request a Live Demo

Integration Ready

API + Dashboard. LMS Plugins. Cloud or On-Prem. No Core Integration needed. SSO Supported.

Your Moneta Integration is

Completed